Culminari for Veterans · Catalem LLC
Culminari for Veterans (the App) does not collect, transmit, store, or sell any of your data. Your information never leaves your device. There are no servers, no accounts, no analytics, and no ads within the app. The Culminari website (culminari.com) uses Google Analytics and a Facebook pixel to understand site traffic and measure advertising. The website also collects email addresses if you voluntarily sign up for notifications.
Culminari for Veterans does not collect any personal information. Specifically:
The Culminari website (culminari.com) offers an optional email waitlist for launch notifications. If you sign up, your email address is collected and stored by Mailchimp, our email service provider. We use it solely for a one-time launch notification. We do not sell, share, or use your email for any other purpose. You may unsubscribe at any time. See Mailchimp's Privacy Policy.
The website uses Google Analytics to understand how visitors interact with the site. Google Analytics uses cookies to collect anonymized usage data such as pages visited, time on site, and general geographic region. The website also uses a Facebook pixel to measure the effectiveness of advertising campaigns. These tools apply only to the website — the Culminari for Veterans app does not use any analytics, cookies, or tracking of any kind. For details, see Google's Privacy Policy and Meta's Privacy Policy. The website is hosted on GitHub Pages; see GitHub's Privacy Statement for their data handling.
The app asks you to enter details such as birth year, VA disability rating, state, Social Security information, and the ages of dependent children for benefit projection purposes. This is used solely to calculate projections. It is stored locally on your device, protected by your device's built-in data protection. It is never transmitted to any server, API, or third party.
All data is stored on your device only, using your device's built-in data protection. On Apple devices, with a device passcode enabled, data is encrypted at the hardware level through iOS Data Protection and the Secure Enclave. On Android devices, with a screen lock enabled, data is encrypted by the operating system using Android's built-in encryption backed by a hardware-protected keystore. The app does not implement its own encryption — it relies on these operating-system protections.
Culminari for Veterans does not require an internet connection to function. All reference data needed for projections — VA compensation tables, Social Security parameters, tax brackets, Medicare premiums, and similar government rate data — is bundled into the app when it is built. The app does not transmit, receive, or sync any of your inputs or calculations across a network; your data remains on your device. Your device's operating system or the app store you downloaded from may perform standard background activity such as update checks or platform-level diagnostics; this is outside the app's control and is governed by Apple's or Google's privacy policies.
The app does not include any third-party analytics, advertising, social media, or crash-reporting SDK. We have not integrated any third-party service that collects, transmits, or shares your information from within the app. The app store you downloaded from (Apple App Store or Google Play) may collect standard install, performance, or crash data at the platform level; this collection is governed by Apple's and Google's respective privacy policies, not ours. The Culminari website uses Mailchimp (email waitlist), Google Analytics (site traffic analysis), a Facebook pixel (advertising measurement), and GitHub Pages (hosting). None of these website services have any connection to the app itself.
Culminari for Veterans is intended for adult use and is not directed at children. The app does not collect, transmit, or receive any information from any user, including children. Some calculations involve dependent ages entered by the adult user; this information stays on the user's device, is not transmitted anywhere, and never reaches Catalem LLC. We have no ability to collect data from anyone through this app.
Use "Clear All Data" in Settings, or delete the app. All data is permanently removed. No residual data exists on any server. To remove your email from the waitlist, use the unsubscribe link or contact us below.
Changes to this policy will be reflected here with an updated effective date.
Questions? Reach us at .
Effective: April 2026 · Last updated: June 2026
Catalem LLC · Richmond, Virginia