Privacy Policy

Culminari for Veterans · Catalem LLC

The Short Version

Culminari for Veterans (the App) does not collect, transmit, store, or sell any of your data. Your information never leaves your device. There are no servers, no accounts, no analytics, and no ads within the app. The Culminari website (culminari.com) uses Google Analytics and a Facebook pixel to understand site traffic and measure advertising. The website also collects email addresses if you voluntarily sign up for notifications.

Information We Collect — The App

Culminari for Veterans does not collect any personal information. Specifically:

Information We Collect — The Website

The Culminari website (culminari.com) offers an optional email waitlist for launch notifications. If you sign up, your email address is collected and stored by Mailchimp, our email service provider. We use it solely for a one-time launch notification. We do not sell, share, or use your email for any other purpose. You may unsubscribe at any time. See Mailchimp's Privacy Policy.

The website uses Google Analytics to understand how visitors interact with the site. Google Analytics uses cookies to collect anonymized usage data such as pages visited, time on site, and general geographic region. The website also uses a Facebook pixel to measure the effectiveness of advertising campaigns. These tools apply only to the website — the Culminari for Veterans app does not use any analytics, cookies, or tracking of any kind. For details, see Google's Privacy Policy and Meta's Privacy Policy. The website is hosted on GitHub Pages; see GitHub's Privacy Statement for their data handling.

Information You Enter

The app asks you to enter details such as birth year, VA disability rating, state, Social Security information, and the ages of dependent children for benefit projection purposes. This is used solely to calculate projections. It is stored locally on your device, protected by iOS data protection. It is never transmitted to any server, API, or third party.

Data Storage and Security

All data is stored on your device only, using iOS data protection. With a device passcode enabled, data is encrypted at the hardware level by the Secure Enclave. The app does not implement its own encryption — it relies on iOS built-in protections.

Network Usage

The app makes zero network calls. All reference data is bundled within the app binary. The app does not connect to the internet.

Third-Party Services

The App uses no third-party services — no analytics, advertising, social media, or crash reporting. The website uses Mailchimp (email waitlist), Google Analytics (site traffic analysis), a Facebook pixel (advertising measurement), and GitHub Pages (hosting). None of these website services have any connection to the app.

Children's Privacy

The app is not directed at children and is not intended to be used by children under 13. We do not knowingly collect personal information from children under 13. The app does ask the veteran (the adult user) to enter the ages of their dependent children for the purpose of projecting VA dependent benefit additions and age-out timelines. Only the age is entered; no child's name or other identifying information is collected. This information is entered by the veteran, stored only on the veteran's device, and never transmitted to any server or third party. If you believe a child under 13 has provided information to us through this app, please contact us at and we will take steps to address the concern.

Data Deletion

Use "Clear All Data" in Settings, or delete the app. All data is permanently removed. No residual data exists on any server. To remove your email from the waitlist, use the unsubscribe link or contact us below.

Changes

Changes to this policy will be reflected here with an updated effective date.

Contact

Questions? Reach us at .

Effective: April 2026 · Last updated: May 2026
Catalem LLC · Richmond, Virginia